Farm Insurance —
Optional Coverages
Hastings Mutual has been insuring farms since 1885.
You can count on Hastings Mutual to provide insurance for the things that make your farm a home and a business.
We offer a comprehensive Farmowners Package covering your Residence, Personal Property, Barns & Outbuildings, Farm Personal Property, and Personal & Farm Liability.
Optional Coverages:
- Coverage Plus Endorsement - Includes:
- $2,500 Sewer Back Up
- $300 Tree Debris Removal
- $500 Refrigerated Foods or Farm Personal Property
- Emergency Removal of Hay
- Waterbed Discharge
- Personal Injury Liability
- Residence Specified Additional Coverage
- Replacement Cost of Outbuildings
- Waiver of Residence Glass Deductible
- Peak Season
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- Ordinance or Law Coverage
- Recreational Motor Vehicles(Off Road)
- Watercraft
- Personal Computers
- Earthquake
- Business Pursuits
- Replacement Cost - Personal Property
- Leisure Sports Endorsement
- Additional Debris Removal
- Employers Liability (Excluding Ohio)
- Off-Premises Electrical Failure
- Livestock Confinement Coverage
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- Additional Operating Expense
- Loss of Income
- Farm Personal - Spoilage
- Increased Premises Pollutant Cleanup Removal
- Damage to Crops and Fences
- Scheduled Personal Property
- Theft of Building Materials
- Pollution Increased Limits
- Custom Farming
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