Farm Insurance — Property Coverages

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Hastings Mutual has been insuring farms since 1885.

You can count on Hastings Mutual to provide insurance for the things that make your farm a home and a business.

We offer a comprehensive Farmowners Package covering your Residence, Personal Property, Barns & Outbuildings, Farm Personal Property, and Personal & Farm Liability.

Property Coverages:

Named or Special Perils - Dwelling
Named or Special Perils - Personal Property
10,000 Pollutant Clean-Up - On Premises
Standing Grain - Fire and Lightning
$50,000 for Newly Constructed Outbuildings
Private Power and Light Pole Coverage
$100,000 Limit for New, Leased, or Borrowed Farm Machinery

$1,000 Coverage for Credit Card or ATM Card
$500 Fire Department Service Fee
$1,000 Watercraft
$2,000 Coverage for Theft of Firearms
$2,500 Coverage for Farm Records
$250 Money
$1,000 for Stamp Collections
Cab Glass - No Deductible

$2,500 for Business Property - On Premises
$250 for Business Property - Off Premises
$2,500 for Theft of Jewelry
$2,500 for Theft of Silverware
$250 for Refrigerated Food
Debris Removal
$250 for Fallen Tree Debris Removal - No Deductible
$1,500 for Cemetery Markers

Insurance Products

Personal

Business

Farm