Automobile

Hastings Mutual has a personal automobile insurance program with the coverage and the pricing to suit you and your family.

For all Hastings Mutual Personal Auto Policyholders.

FREE, NEW, MONEY-SAVING Multi Protection Guard coverage

Increase Your MPG and Reduce Your Worries about:

Travel Interruption

Away from your home more than 100 miles? If your travel is interrupted due to a covered loss, there is some relief for the possibly substantial expenses that you may incur!

New Vehicle Replacement Cost

This is a "must have" replacement cost coverage for new vehicles owned less than one year. Definitely check out the MPG endorsement if you own a new car.

Auto Loan/Lease Coverage

This is a great coverage for autos with outstanding loans or autos that are leased. If there is a total loss to your covered auto, the financial penalty to you should be reduced considerably.

Pet Injury Coverage

Pet Injury Coverage pays for veterinary charges for your cat or dog injured in an accident while riding with you in your covered auto.

Pet Accidental Death Benefit

This is a benefit of $250 should your cat or dog die as a result of injuries sustained while riding in a covered auto.

Theft of a GPS System

A $250 benefit will be provided for the peril of theft of a GPS system from a covered auto, with evidence of forced entry. Eligible GPS systems include, but are not limited to, systems marketed by Garmin®, Magellan®, and TomTom®.