Farm Insurance

At Hastings Mutual Insurance Company we know farm insurance.  Hastings Mutual has specialized in insuring farms since 1885. From small hobby farms to large operations, we have the innovative coverages to protect your farming needs. Our independent agency partners can work with you to develop a comprehensive Farmowners policy that covers your residence, personal property, barns and outbuildings, farm personal property, liability, and more. You can count on Hastings Mutual to provide top quality insurance to protect your farm.  In addition to our farmowners package, check out the additional products and features below that are tailored to meet your specific risks as a farm owner. 


Fruit / Vegetable Growers

Our Standard Coverages Include
  • Equipment Breakdown
  • Identity Protection
  • Sudden and Accidental Pollution 
  • Cab Glass – with no deductible
  • Newly Constructed Outbuildings
  • Standing Grain – Fire and Lightning
  • New, Leased, Borrowed Farm Machinery 

Our Optional Growers Plus Coverage offers tailored coverage for the specific needs of fruit and vegetable growers

  • All Risk Farm Machinery
  • Products Recall
  • Personal & Advertising Injury Liability
  • Money & Securities On-Premises
  • Money & Securities Off-Premises
  • Outdoor Signs
  • Employee Dishonesty