Farm Insurance

At Hastings Mutual Insurance Company we know farm insurance.  Hastings Mutual has specialized in insuring farms since 1885. From small hobby farms to large operations, we have the innovative coverages to protect your farming needs. Our independent agency partners can work with you to develop a comprehensive Farmowners policy that covers your residence, personal property, barns and outbuildings, farm personal property, liability, and more. You can count on Hastings Mutual to provide top quality insurance to protect your farm.  In addition to our farmowners package, check out the additional products and features below that are tailored to meet your specific risks as a farm owner. 


Liability Coverages

Our farmowners policy offers basic premises and personal liability. In addition, our farmowners policy also includes pollution liability sublimits.  There are also many optional liability endorsements available to help protect your financial interests and exposures. 

Liability Coverages Include

  • Basic Liability
  • Unlimited Horsepower-Outboard Motors
  • Snowmobile - Off Premises (Excluding Ohio)
  • Per Person Medical
  • Damage to Property of Others
  • Sudden and Accidental Pollution