Personal Insurance

When you think of home and auto insurance,  you should think of Hastings Mutual Insurance Company.  We offer a complete line of personal insurance products to protect what matters to you most.  Our independent agent partners can work with you to determine the best products to meet your specific needs.

Auto Insurance

Hastings Mutual has a personal automobile insurance program with the coverage and the pricing to suit you and your family.

Multi Protection Guard Coverage

Our Multi Protection Guard coverage provides the extra coverages you need, FREE for all Hastings Mutual Personal Auto Policyholders.  Click here for more info.

Roadside Assistance

Let us take care of you when an emergency happens.  Our optional Emergency Roadside Assistance coverage does just that by providing these extra services:

  • Towing
  • Flat Tire
  • Emergency Fluid Delivery
  • Dead Battery
  • Concierge Service
  • Locked Out Service
  • Minor Mechanical Assistance

Discounts and Credits

  • Claim Free Discount

  • Good Student Discount for youthful drivers

  • Multi-Policy Discount

  • Defensive Driving Discount (excluding IA)