Innkeepers Insurance
Coverage Highlights
We’ll pay for loss of money or securities in connection with theft or destruction of money or securities. The limit is $5,000.
If water backs up through a drain or your sump pump overflows, we’ll pay up to $10,000 on a loss resulting from water damage.
If you’re legally obligated to pay for a guest’s property that is damaged or suffers a loss, we’ll cover up to $5,000 ($1,000 per individual guest).
Other Features Include…
Accounts Receivable
We offer additional coverage of up to $25,000 for accounts receivable on your premises.
Business Income and Extra Expense
This coverage applies to income you lose while your business is shut down because you’re restoring your property. This coverage also applies to added expenses that are a result of your claim.
Valuable Papers and Records
With this endorsement, lost or damaged research, records, and other information stored the “old-fashioned way,” as valuable paper, can be covered for additional coverage of up to $10,000.
Related Coverages
Cyber Liability
Coverage for when secure passwords and internet-based protection isn’t enough.
Business Umbrella
Additional coverage when you need to go above and beyond your regular policy.
Workers' Compensation
Protect yourself and your staff if there's an injury or disability on the job.
Get a quote now!
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
Find an Agent
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The information on this page is made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)
(800) 442-8277
