At Hastings Mutual Insurance Company we know farm insurance. Hastings Mutual has specialized in insuring farms since 1885. From small hobby farms to large operations, we have the innovative coverages to protect your farming needs. Our independent agency partners can work with you to develop a comprehensive Farmowners policy that covers your residence, personal property, barns and outbuildings, farm personal property, liability, and more. You can count on Hastings Mutual to provide top quality insurance to protect your farm. In addition to our farmowners package, check out the additional products and features below that are tailored to meet your specific risks as a farm owner.
All farms rely heavily on equipment that is continually exposed to harsh environments and working conditions. When equipment fails due to mechanical breakdown or external influences, farmers not only incur the costs of fixing affected equipment, but can also suffer severely due to business interruption and loss of production. Our Farmowners Equipment Breakdown coverage is included at no additional cost, and provides a level of protection to minimize your risk of physical and financial loss.