Farm Insurance

At Hastings Mutual Insurance Company we know farm insurance.  Hastings Mutual has specialized in insuring farms since 1885. From small hobby farms to large operations, we have the innovative coverages to protect your farming needs. Our independent agency partners can work with you to develop a comprehensive Farmowners policy that covers your residence, personal property, barns and outbuildings, farm personal property, liability, and more. You can count on Hastings Mutual to provide top quality insurance to protect your farm.  In addition to our farmowners package, check out the additional products and features below that are tailored to meet your specific risks as a farm owner. 


Property Coverages

Our Farm Policy includes these Property Coverages

  • Named or Special Perils - Dwelling
  • Named or Special Perils - Personal Property
  • Pollutant Clean-Up - On Premises
  • Standing Grain - Fire and Lightning
  • Newly Constructed Outbuildings
  • Private Power and Light Pole Coverage
  • Limit for New, Leased, or Borrowed Farm Machinery
  • Coverage for Credit Card or ATM Card
  • Fire Department Service Fee
  • Watercraft
  • Coverage for Theft of Firearms
  • Coverage for Farm Records
  • Money
  • Stamp Collections
  • Cab Glass - No Deductible
  • Business Property - On Premises
  • Business Property - Off Premises
  • Theft of Jewelry
  • Theft of Silverware
  • Refrigerated Food
  • Debris Removal
  • Fallen Tree Debris Removal - No Deductible
  • Cemetery Markers