Your computer system is part of nearly everything you do on your farm. This coverage applies to specific types of damage and has a $20,000 limit.
The limit on gross annual receipts allowed as incidental business coverage is increased to $10,000. Higher limits are available.
Farm Business Income and Extra Expense
This coverage, available as part of your standard Farmowners coverage, is available at a $50,000 limit. Higher limits are available.
Livestock Confinement Coverage
Animals indoors can be killed if heating, cooling, or ventilation systems stop working. We can help recover any loss you suffer as a result.
Loss of Income
This coverage can help you recover if repairs on your farm cost you the chance to earn income.
Mobile Farm Machinery
This optional coverage is commonly known as “Rock in the Combine” coverage. It broadens the number of situations your specified machinery is covered against.
If your business has a sign outdoors that isn’t attached to your building, we’ll cover up to $5,000 to repair or replace it if it suffers certain kinds of harm.
Reproductive Material Coverage
We insure swine semen and embryos against most types of loss, with a limit of $5,000 in one occurrence.
Sudden and Accidental Pollution
We’ll cover up to $50,000 for an accidental discharge on someone else’s property. Higher limits are also available, up to $150,000 on an occurrence basis, or up to $1,000,000 on a claims-made basis.
This coverage applies to livestock death caused by suffocation or freezing. It’s offered for each location, and has a maximum limit of $50,000 with a $2,500 deductible.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)