Our Coverage Plus endorsement enhances your Homeowners policy to guarantee additional protection for your home and personal belongings. Coverage Plus includes additional benefits such as:
Protecting you from the growing threat of identity theft is Hastings Mutual’s top concern. Your policy comes with additional coverage for any out-of-pocket expense incurred as a result of identity theft or personal fraud of financial information. Additional limits are provided with the purchase of our Coverage Plus endorsement.
Click here to see all of the services our identity theft coverage offers.
You have the ability to add coverage for specific items such as jewelry, fine arts, boats and motors, eyeglasses/contacts, portable tools, dentures and hearing aids, lawn tractors, cellular phones, recreational vehicles, and personal computers.
Watercraft coverage is available for:
Recreational vehicle coverage is available for:
Do you have an expensive hobby? For a small fee, this coverage provides extra protection for hunting, fishing, and golfing equipment for risks of physical loss except as otherwise excluded.
Coverage is available for new dwellings that are being built with construction to be completed within one year. This additional endorsement provides coverage for building material while in transit and at the building site for the perils covered under a Homeowners policy, including theft.
Earthquake coverage applies to the Dwelling, Other Structures, Personal Property, and Loss of Use coverages for the same limits provided in the policy.
Personal injury to others, such as false arrest, libel, or invasion of privacy, may be added to the Homeowners policy.
Discounts and Credits