Businessowners

Hastings Mutual has been insuring a wide variety of businesses for many years. We offer a complete line of business insurance products.

Automatic Coverages
These packaged coverages are automatic in our Businessowners policy, ensuring protection for your business.  Contact your local agency for more information regarding these and other coverages that are unique to your insurance needs.

  • Business Income and Extra Expense - Actual Loss Sustained, No Waiting Period
  • Replacement Cost - Buildings & Personal Property
  • On Premises/Off Premises Money & Securities
  • Accounts Receivable
  • Valuable Papers and Records
  • Basic Liability
  • Contractual Liability
  • Per Person Medical
  • Tenant's Fire Legal Liability
  • Equipment Breakdown

Optional Coverages
Your agent will guide you through the details of these important optional coverages, which can be tailored to your specific business needs.

  • Employee Dishonesty 
  • Employee Benefits Liability
  • Ordinance or Law