All-terrain vehicles (ATVs) are often seen in two places:
Of course, they’re found many other places too, like forests, parks, and construction sites. No matter where an ATV is used, the guidelines for using it safely remain the same.
A lot of the time, an ATV isn’t too expensive for the amount of use it will ultimately get. But it needs to be used correctly and safely. The U.S. Consumer Product Safety Commission (CPSC) reports that about 650 deaths and 100,000 injuries happen each year in the U.S. related to ATVs.
With powerful engines and lightweight frames, ATVs can easily flip or go out of control without a skilled driver. The CPSC has guidelines in place to safely use an ATV, whether it’s for fun or for work.
An ATV engine’s size helps determine who should be allowed to control the vehicle — a bigger size needs a firmer
PPE, or personal protective equipment, is essential to riding safely. Helmets and eye protection are recommended, as is wearing a long-sleeve shirt and long pants. It may seem like a lot of extra effort for a few brief rides, but using a vehicle without appropriate protection can cause injury or even death.
If an ATV is used to travel back and forth over the same path, keep that path clear. Move away any obstacle the ATV might drive over, and make it as straight a path as possible, to avoid potentially flipping when making a turn. Despite the name, an all-terrain vehicle isn’t really designed for traveling on paved roads, or for keeping up with other kinds of traffic.
Like any other vehicle, ATVs have a weight limit for hauling and towing. Make sure you’re not exceeding that limit. That includes passengers — and you should never let someone ride along on an ATV unless the manufacturer built a second seat on the vehicle.
The Mutual Understanding blog and Hastings Mutual videos are made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
© 2021 Hastings Mutual Insurance Company. All rights reserved.
Simple things you can do to stay healthy and safe before and after you lose electricity.
If you own or operate a small farm, this coverage may be right for your business.
If you lose electricity, don’t lose your valuable food supplies.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)