Broad Form Property Damage
Your policy covers many common risks to your property. This extra coverage applies to the risk to property in a contractor’s care, custody, or control, or where work is being performed. The limit for this coverage is $100,000 for each occurrence.
It’s unfortunate, but it doesn’t have to be a danger. This endorsement will pay for direct losses caused by a dishonest act by an employee. The limit for this coverage is $25,000.
From saws to protective gear, you and your team need tools that work. We’ll cover your tools everywhere they go, up to a limit of $15,000.
Primary and Noncontributory – Other Insurance Condition
With this endorsement, other eligible people are considered additional insureds on the policy, and we won’t ask for contributions from any other insurance available to them — which might drive up their insurance costs.
Property In Transit Or Off-Premises
While your work materials are being transported or that are temporarily at a location you do not own, lease, or operate, it can be covered up to a limit of $100,000. The limit is $50,000 on samples and other property carried by salespersons for demonstration purposes.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)