Cyber Liability Insurance

Cyber Liability

If there’s a suspected theft or other loss of non-public information from your business computers, we’ll pay for a computer security expert and other expenses you need to recover from the loss, including: 

• Credit monitoring and ID assistance 
• Crisis management and public relations
• Forensic investigations
• Legal guidance
• Notifying affected individuals
• Payment card industry (PCI) fines, expenses, and costs — if customer credit cards or other information is stolen
• Regulatory proceedings taking place

This also applies to expenses related to cyber-attacks, like: 

• Business that was lost because computer systems were unavailable
• Corrupted, damaged, deleted, or destroyed data 
• Damage from materials found on your web site or social media site
• Failure of computer information security
• Paying an extortion demand

Limits: $50,000 and $100,000 with higher amounts available

Data Breach Response

We cover the costs for several kinds of expenses related to a loss, including:

• Advertising and public relations 
  
• Credit monitoring and ID assistance 
  
• Legal and forensic information technology review
  
• Notifying affected individuals
  
• Paying a reward for information

Limits: $10,000 for data security breach and $5,000 for identity recovery with higher amounts available