Fruit and vegetable growers raise hundreds of crops to feed American families. Whether it’s apples, herbs, mushrooms, zucchini, or something in between, your farm or produce business can benefit from insurance coverage designed for your nutritious and delicious industry. This Growers Plus coverage applies not just to your fields, but all of your property — from the barn to the storage shelf.
It’s unfortunate, but it doesn’t have to be a danger. This endorsement will pay for direct losses caused by a dishonest act by an employee. Coverage is up to $5,000, with a $500 deductible.
If your business has a sign outdoors that isn’t attached to your building, we’ll cover up to $2,500 to repair or replace it if it suffers certain kinds of harm.
Personal Injury and Advertising Liability
If you have to pay damages for certain situations that happen on your farm or at your business, or when you’re advertising your products or services, this coverage can help take care of your costs.
Product Recall Expense
If you have to pull your product off the shelves as part of a recall, we’ll pay your costs, from removal to repair to disposal. The coverage limit is $25,000, with a $500 deductible.
Special Coverage for Mobile Farm Machinery
This optional coverage is commonly known as “Rock in the Combine” coverage. It broadens the number of situations your specified machinery is covered against.
Talk to your independent insurance agent for a quote and for more details on what Hastings Mutual can do for you.