Back Up of Sewers or Drains
If water backs up through a drain or your sump pump overflows, we’ll pay up to $10,000 on a loss resulting from water damage.
Identity Recovery Expense
Having your identity stolen can lead to problems for years to come. We can make it easier with an additional $10,000 of coverage for fees and costs related to recovering your identity.
Mortgage Expense Coverage
$1,000 included for acquisition costs such as title search fees, appraisal fees, and loan application fees.
Replacement Cost on Personal Property
We will pay the cost to replace the contents of your home with the value of the new items.
Credit Card, Fund Transfer Card, Forgery, and Counterfeit Money
We’ll pay up to $500 if your credit card, EFT card, access device, check, or cash is misused resulting in a loss.
Landslide and Collapse Due to Subsurface Water
With this coverage, we’ll pay for loss to a home, outbuilding, or personal property related to a landslide, or from underground water that causes building collapse.
We’ll pay up to $300 to replace your door locks, if the keys are stolen. No deductible will apply.
If you’re facing a lawsuit for personal injury in specific situations, this coverage may help.
Refrigerated Products on Premises
A refrigerator or freezer that stops working can make mealtime and more into a challenge. We’ll pay up to $500 for a loss or damage on your property.
We’ll pay an increased amount, up to $300, toward the cost to remove trees and other material after a loss.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)