Mechanical Breakdown Coverage
When you buy a central air system, a hot tub, or a security system for your home, you want the best — something that requires little maintenance and that will last for years. But nothing lasts forever, and accidents happen. Make sure your house stays safe and comfortable with Hastings Mutual mechanical breakdown coverage at just $30 a year!
If there’s a sudden loss to your equipment like a broken mechanism or electric failure, we’ll cover your costs to repair or replace it. The coverage is for an unexpected hardship, whether you’ve owned something for 20 years or just bought it new last fall.
Your mechanical breakdown coverage includes, but isn’t limited to, these household appliances:
- Central air conditioning systems
- Central vacuum systems
- Chairlifts and elevators
- Electric vehicle charging stations
- Heating systems, including water heaters
- Home automation and security systems
- Saunas, hot tubs, and therapeutic baths
- Swimming pool pumps and filtration systems
- Stoves, wall ovens, and refrigerators
- Well water pumps and sump pumps
The coverage limit is up to $10,000 with a $500 deductible.
Mechanical breakdown coverage in action:
It’s the hottest day of the year, the perfect time to turn on your air conditioning and cool off. But there’s a wiring problem somewhere in your house, and the AC no longer turns on. Repairing your system can cost hundreds. If you have Hastings Mutual mechanical breakdown coverage, that expense will be covered.
After just a year of service, your water heater unexpectedly springs a leak. You might have to take cold showers for a few days, but with Hastings Mutual mechanical breakdown coverage, you won’t have to worry about getting a quality replacement water heater.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)
(800) 442-8277
