Have to get repairs due to a covered loss more than 100 miles from home? We’ll cover up to $600 for meals, lodging and transportation.
Commercial Rented Vehicles
We’ll pay for loss of use, diminished value, and reasonable fees and charges you legally have to pay if there’s direct and accidental damage to a vehicle you’re renting.
Pet Injury Coverage/Accidental Death Benefit
We offer protection for animals injured or deceased in an accident.
Car Damage Replacement Cost for New Autos Only
You’ll receive the replacement cost for your new vehicle if it’s covered by this policy and is damaged.
Auto Loan/Lease Coverage (Loan/Lease Gap)
We’ll pay the difference between your vehicle’s actual cash value and any balance you still owe on your car loan or lease if your covered car is a loss. Restrictions for this coverage may apply.
Emergency Fluid Delivery
If your vehicle is out of gas, oil, water, or other fluids, a service provider will deliver enough fluid to get to a service station. The cost of the fluid is up to you.
Need to swap a flat with that spare tire in your trunk? This coverage gets a service provider out to make the change. You’ll need to provide the tire.
If your private passenger auto breaks down, a service provider will tow the vehicle to a destination of your choice, within a 10-mile radius of the point of disablement. If the destination of your choice is not within a 10-mile radius, the vehicle will be towed to our nearest authorized repair facility.
Minor Mechanical First Aid
Your coverage includes the fixes you need to get your vehicle started and to a repair shop, like replacing a broken hose or belt. You’ll need to pay for materials.
Find your independent insurance agent close to home. Get a quote on your auto coverage.
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The information on this page is made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)