Personal Auto Insurance

Additional Resident of Your Household

This endorsement can be used to add an unrelated resident of your household as a family member.

Joint Ownership

Add this coverage when another person is jointly titled, along with the insured, on one of the vehicles.

Limited Transportation Network Driver Coverage (No Passengers)

Insured drivers are covered, even when logged into a “transportation network platform” (until they accept a passenger).

Multi-Protection Guard

Travel Interruption
Need repairs due to a covered loss more than 100 miles from home? We’ll cover up to $600 for meals, lodging and transportation.

Commercial Rented Vehicles
We’ll pay for loss of use, diminished value, and reasonable fees and charges you legally have to pay if there’s direct and accidental damage to a vehicle you’re renting.

Pet Injury Coverage/Accidental Death Benefit
We offer protection for animals injured or deceased in an accident.

Key Replacement and Related Services
We’ll pay to replace and program your key or key fob(s) if they are lost or stolen.

Child Restraint System Coverage
The cost to replace a child restraint system will be covered up to $400 in event of a loss.

Emergency Roadside Assistance

(This optional coverage can be added for an addtional fee.)

Emergency Fluid Delivery
If your vehicle is out of gas, oil, water, or other fluids, a service provider will deliver enough fluid to get to a service station. The cost of the fluid is up to you.

Tire Changes
Need to swap a flat with that spare tire in your trunk? This coverage gets a service provider out to make the change. You’ll need to provide the tire.

Towing
If your private passenger auto breaks down, a service provider will tow the vehicle to a destination of your choice, within a 10-mile radius of the point of disablement. If the destination of your choice is not within a 10-mile radius, the vehicle will be towed to our nearest authorized repair facility.

Minor Mechanical First Aid
Your coverage includes the fixes you need to get your vehicle started and to a repair shop, like replacing a broken hose or belt. You’ll need to pay for materials.