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Utility Line Expense Coverage

 

Utility lines run underground from your home to the public utility. A crack or weak spot in a utility line can lead to more extensive damage that can keep you from getting water, electricity, or power.

If a utility line is on your property, it’s not usually your municipality’s responsibility to get it repaired — it’s yours. Our utility line coverage can help cover reasonable and necessary expenses incurred for excavating, remediating, repairing, or restoring land or structures other than buildings.

This coverage is just $30 a year!

 

This coverage can be used to protect your underground:

  • Communication line (cable or internet)
  • Electric line
  • Gas line**
  • Sewer line*
  • Steam line
  • Water line*

The coverage limit is up to $15,000 with a $500 deductible.

* With municipal connection only. Wells and septic are excluded.

** Excludes propane heating systems.

 

With Hastings Mutual utility line coverage, you are protected against these perils:

  • Bulging, rupture, bursting, or explosion
  • Constriction or blockage
  • Disconnection, separation, or detachment
  • Electrical failure, including arcing
  • Failure of pressure or vacuum equipment
  • Implosion or collapse
  • Leakage
  • Mechanical failure
  • Rust or corrosion
  • Trees, shrubs, or plants
  • Wear and tear, marring, or deterioration
 

Get a quote now!

Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.

Find an Agent 

Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058

 

Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)

 

(800) 442-8277

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