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Reduce Your Risk

Business owners and managers know the responsibility of managing risks to protect their employees, buildings, and company assets.

 

Our services include assessments for worker compensation, property, auto, liability, and farm risks. We can also provide consultative services to help reduce your loss risks, and to improve your safety and risk management processes.

 
injured employee

Employee accidents that result in personal injury, skill loss to the company, and lowered employee morale. This can lead to a loss of production and impact the company’s loss experience and premium costs.

employee inspecting bakery inventory

Loss or damage of raw material and finished products can impact production deadlines and interrupt customer delivery schedules. While material and product losses can often be replaced, a lost customer is typically much more difficult to recover.

woman with clipboard

A premium audit reviews your business to make sure you're paying the appropriate amount for your insurance coverage. This professional service helps you plan your business expenses for the future.

auto accident

Auto accidents can not only severely injure employees, but also other parties. There may be significant loss of financial assets triggered by the company’s liability in these events.

building on fire

Significant building damage can render part or all of a facility unusable. This can make the loss to business operations and sustainability even more severe.

 

DID YOU KNOW

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farm-safety
Farm Safety Videos
These short videos will help your farm staff stay safe all year long.
Read More
 
  • Online Resources
  • Tips to Reduce Your Risk
 

Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058

 

Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)

 

(800) 442-8277

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