We offer additional coverage of up to $35,000, with no deductible, for accounts receivable.
If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs for the actual loss sustained.
You and your team need tools that work. We’ll cover your tools up to a limit of $10,000.
If a car moves where it’s not supposed to and causes damage to a building or other property you’re leasing, we’ll cover the costs up to $5,000.
Coverage for your work vehicle or an entire fleet.
Additional coverage when you need to go above and beyond your regular policy.
Protect yourself and your staff if there's an injury or disability on the job.
Damage to Premises Rented to You
The limit for this coverage is $50,000 in damage to premises rented to you. There is an additional limit for damage from fire and lightning, smoke, soot, or leakage from a fire protection system.
It’s unfortunate, but it doesn’t have to be a danger. This endorsement will pay for direct losses caused by a dishonest act by an employee up to $25,000.
Money and Securities
We’ll pay for loss of money or securities in connection with theft or destruction of money or securities. The limit is $25,000.
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
Customize your auto mechanic insurance policy with these optional coverages.
We offer coverage for vehicles in a lot of different situations: the car you drive to work every day (well, before COVID-19, that is), the company car that you take to appointments, and the truck with your business logo on the side that makes deliveries or carries supplies for a repair...Full story
When you think of keeping your workplace safe, you probably think of goggles and gloves, or secure computer passwords. But there’s another way you can make sure your company is protected: with EPLI. EPLI stands for employment practices liability insurance. It covers employment-related lawsuits, like discrimination or sexual harassment, for...Full story
The information on this page is made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)