Additional Operating Expense
Sometimes a claim can result in unexpected additional expenses; this optional coverage can help you manage those.
Automatic Coverage for Newly Constructed Outbuildings
Barns, sheds, and other structures you’ve added to your property in the last year are included in your coverage. The coverage limit is $50,000.
Farm Business Income and Extra Expense
This optional coverage applies to income you lose while your farm business is shut down because you’re restoring your property. This coverage also applies to added expenses that are a result of your claim.
Loss of Income
If you can’t earn income because your covered building is being rebuilt after suffering damage, we’ll help cover your lost income with this optional coverage.
New, Leased, Borrowed Farm Machinery
Farm equipment is covered if it’s damaged or a loss. The limit is $100,000 for the first 30 days after purchase, lease, or borrowing.