Whether you’re a “solopreneur” or lead a team of hundreds, your company needs protection from the risks of business ownership.
If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs, up to the actual amount of lost income.
Not every business owner also owns their building. If you rent your shop and it is damaged, up to $50,000 of costs are covered.
This coverage pays your business back if you must defend against a lawsuit connected to a worker’s employment. This has a limit of $10,000.
Coverage specifically for the tools and machines you need in your business is included with the policy.
These types of business offer especially competitive rates and special enhancement endorsements.
When you think of keeping your workplace safe, you probably think of goggles and gloves, or secure computer passwords. But there’s another way you can make sure your company is protected: with EPLI. EPLI stands for employment practices liability insurance. It covers employment-related lawsuits, like discrimination or sexual harassment, for...Full story
Hurricane Dorian may be the top story in the news right now, as it moves along the east coast of the U.S. It’s damaged homes and city streets in the Bahamas already. You can help survivors here.
While Hastings Mutual’s six-state region isn’t a target for hurricanes, other natural...Full story
Jennifer Harughty of Texas was having fun at a Houston Astros baseball game last summer. At least until, she claims, the T-shirt cannon fired by the Astros’ mascot seriously injured her finger. She’s had surgery and is now suing the team to recover her expenses. If the Astros have to...Full story
Business succession is preparing for the day you step away from your company: who will take over? But that’s just one of the questions you’ll need to answer when it’s time to move on. Business succession looks at the future of your business, while a newer management concept, exit planning,...Full story
Talk to your independent insurance agent for a quote on coverage for your business, and for more details on what Hastings Mutual can do for you.