You might know them as natural disasters, but in the insurance business, situations that can seriously damage a house or other property are called “perils.” Not all of them are natural disasters, but each one can cause a lot of damage. There are many different types, but there are 16...Full story

An umbrella policy is what you probably think it is — insurance coverage for a rainy day. This doesn’t mean insurance protection from storms, though we offer that too. In this case, a “rainy day” is an incident that costs more than your insurance normally covers.On our information page we...Full story

When you think of keeping your workplace safe, you probably think of goggles and gloves, or secure computer passwords. But there’s another way you can make sure your company is protected: with EPLI. EPLI stands for employment practices liability insurance. It covers employment-related lawsuits, like discrimination or sexual harassment, for...Full story

Mini-warehouse, self-storage… whatever you call it, it’s a place to put your stuff. If you’re renting a storage unit, your possessions are likely covered by your personal insurance policy — talk to your independent insurance agent...Full story

The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.

September is time for...Full story

When is the last time you visited a bookstore? Even if you’re not a serious reader, maybe you stopped in to pick up a magazine, or even get a cup of coffee, if the store offered it. Perhaps while you were standing in...Full story

Insurance isn’t something most people spend much time thinking about (except us here at Hastings Mutual, of course). When you do think about it, it’s to get your house and car protected from damage or injury. We’ve also talked about business coverage for...Full story