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Why Everyone Needs Inland Marine Insurance
May 20, 2020 - 3:22 PM
Despite the stereotype, insurance isn’t really that confusing. If something goes wrong at home or with your business or farm like a natural disaster or theft, that doesn’t mean it’s all over for you. Instead, the insurance that you pay for kicks in and helps you get back to work...Full story
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Losing Everything On Your Desktop
May 13, 2020 - 2:54 PM
Whether you were still at work during the last few weeks or you had time to yourself, you probably spent a lot of time on your computer or your phone. You looked on Facebook, watched movies, created documents, downloaded files — in short, you put data on your computer. If...Full story
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What Is An Insurance Peril?
May 6, 2020 - 3:06 PM
You might know them as natural disasters, but in the insurance business, situations that can seriously damage a house or other property are called “perils.” Not all of them are natural disasters, but each one can cause a lot of damage. There are many different types, but there are 16...Full story
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Nonprofit of the Month: Nutrition on Weekends
April 29, 2020 - 1:42 PM
The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.Our Charitable Foundation recognizes different organizations in our six-state region that help their communities. They all offer support and...Full story -
How The Stuff In Your Car Can Save You Money
April 22, 2020 - 1:40 PM
If you’re in Michigan, you probably already know about the state’s no-fault reform changes coming this July. There’s a variety of changes to who’s covered by an insurance policy, how much coverage is worth, and much more. We’ve got an entire webpage devoted to it. But people in Michigan aren’t...Full story -
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“Adulting” And The Insurance You Need
April 17, 2020 - 3:24 PM
When you were growing up, how often did you think about insurance? For me, the answer is “never,” except when I was about 8 and my father got in a car accident and had to file a claim (everyone was ok, just a little shaken up). Things are a...Full story -
Planning And Protecting Your Contracting Business
April 8, 2020 - 4:29 PM
Spring is often a very busy time for contractors — customers are ready to make changes to their homes or even completely overhaul a room. This spring, of course, what contractors are allowed to do is limited in many places. While they can’t always get to work on construction projects,...Full story
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How To Earn Credit Toward Your Deductible While Protecting Your Home
April 3, 2020 - 11:58 AM
One of the things we’re proud of here at Hastings Mutual is our long history of coverage of farms, businesses, homes, and cars in our six-state region. We’ve been in business since 1885, and have been able to look back on our legacy on our website, on Facebook (have you...Full story -
Nonprofit of the Month: Fieldhouse Foundation
March 25, 2020 - 1:31 PM
The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.You may remember “Field Of Dreams” as a 1989 baseball movie, but for the teens and kids at the...Full story -
The Protection You Need When Things Probably Can’t Get Worse
March 11, 2020 - 3:26 PM
An umbrella policy is what you probably think it is — insurance coverage for a rainy day. This doesn’t mean insurance protection from storms, though we offer that too. In this case, a “rainy day” is an incident that costs more than your insurance normally covers.On our information page we...Full story
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Nonprofit of the Month: Green Gables Haven
February 26, 2020 - 3:31 PM
The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.Green Gables Haven Community Shelter has helped more than 2,000 women, children, and men since 2002. The shelter, in...Full story -
A Complete Guide To Information Sheets
February 20, 2020 - 3:20 PM
It’s no secret that insurance can be complicated and confusing. There are a lot of words with specific meanings and rules your policy has to follow. Sometimes, reading an insurance policy can be like reading a book in another language.In a recent survey, only about 20% of people could identify...Full story -
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Nonprofit of the Month: Bulldog Pantry
January 29, 2020 - 2:13 PM
The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.Lakeview Local Schools in Cortland, Ohio, started a new project in 2018: the “Bulldog Pantry.” The bulldog is the...Full story -
What To Do When The Power Goes Out
January 22, 2020 - 1:32 PM
At Hastings Mutual, we’ve got a long history with insurance coverage for windstorms. The company was actually formed as the Michigan Mutual Tornado, Cyclone, and Windstorm Company in 1885, after cyclones struck Hastings and the surrounding area twice in three years, causing about $225,000 in damage (roughly $5.7 million today).These...Full story -
How EPLI Protects Your Business
January 9, 2020 - 1:14 PM
When you think of keeping your workplace safe, you probably think of goggles and gloves, or secure computer passwords. But there’s another way you can make sure your company is protected: with EPLI. EPLI stands for employment practices liability insurance. It covers employment-related lawsuits, like discrimination or sexual harassment, for...Full story
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Nonprofit of the Month: The Potter’s House
December 19, 2019 - 10:30 AM
The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.The young adults who attend The Potter’s House English Language Learner (ELL) Program are from countries around the world:...Full story -
Managing Farmer Stress
December 12, 2019 - 10:11 AM
Work-related stress comes with every job, no matter what you do or how much you earn. This can include physical strain, like repetitive motion, and mental or emotional stress, like being required to perform work that doesn’t fit a worker’s knowledge, abilities, or interests. Though experts suggest exercise, time management...Full story -
Self-Storage: What You Need To Protect Your Stuff
December 4, 2019 - 1:09 PM
Mini-warehouse, self-storage… whatever you call it, it’s a place to put your stuff. If you’re renting a storage unit, your possessions are likely covered by your personal insurance policy — talk to your independent insurance agent...Full story
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)
(800) 442-8277
